We understand that there is no "one-size -fits-all" version of retirement, but careful planning now can help maximise one of your most valuable resources - time!

Listen

Retirement may involve a gradual transition away from the workplace, or it could be a much more sudden event.

Either way, your priorities may involve a bucket list, a more active family role, financial provision for your family or maintaining the standards of living you currently enjoy. 

Whatever your individual retirement goals, we will listen to you and consider the most effective way to meet your objectives.

Consider

When it comes to retirement planning your pension is likely to play a key role, but pensions should not be considered in isolation.

Our approach is to analyse and consider your holistic financial situation. By considering your circumstances, expectations and attitude to risk we will formulate a strategy that is tailored to meet your specific needs.

Client

Deliver

When agreed, we will implement your strategy in an efficient and timely manner, keeping you advised of progress.

Retirement is not a one-off event and advice is usually required throughout this life stage.  We offer ongoing, proactive advice throughout your retirement, during which we will review your plans and objectives regularly, providing appropriate advice as necessary.

Advise

We will produce, deliver and explain a strategy that, by using appropriate and available tax reliefs, allowances and investment structures that target your retirement goals, meets your personal objectives.

Before obtaining your final agreement to our proposals we will make any required adjustments arising from our follow-up discussions.